eezyfin

Debt payoff planning that feels like progress

Slay your debt.
Level up your net worth.

Build a personalized payoff plan, see your debt-free date, and turn every payment into visible progress.

Build my free payoff planTry the calculator — no signup

Free forever · Takes about 2 minutes · No card or bank connection required

8 months of $725 payments

Payment 0 of 8

Net worth-$2,600.00
Dawn-Seeker avatar

Rank 4 of 15

Dawn-Seeker

$2,600 to The Unburdened

3-mo growth streak
Debt$9,000.00

Credit card

Compound Marauder

$9,000.00

remaining

0% defeated$0 of $9,000 paid

Every $725 goes straight at the debt: balance −$725, net worth +$725.

Live demo — payments deal damage, net worth earns XP.

How it works

From first entry to first kill in minutes

Step 1

Add your money

Assets and debts with quick manual entry — about two minutes, no bank login required.

Step 2

Pick your battle plan

Avalanche or snowball — see your debt-free date and the interest you'll save, instantly.

Step 3

Fight your way up

Payments deal damage to your debt bosses; growing net worth earns XP through 15 ranks.

The game

Your finances, with a health bar

Real payoff math and net worth tracking underneath — a boss fight on top.

Slay your debts
Every debt is a boss: balance is HP, payments are damage, payoff is the kill. 24 power tiers color the roster from Coin Imp to world-ender — and the payoff engine shows the interest you'll never pay.

Credit card

Compound Marauder

$4,800.00

remaining

47% defeated$4,200 of $9,000 paid

Student loan

Principal Ravager

$18,200.00

remaining

24% defeated$5,800 of $24,000 paid
Watch your net worth climb
Assets minus liabilities, tracked over time. Trend charts and period deltas show exactly which way the line is moving — and how fast.

Net worth

+8.2%

$24,890

Rank up like a game
Net worth is XP. Climb 15 original ranks — from Hollow Debtor, deep underwater, to Dragonlord of the Eternal Vault — with achievements to unlock along the way.
Hollow Debtor avatar

Hollow Debtor

-$100K

The Unburdened avatar

The Unburdened

$0 · debt-free

Copper Initiate avatar

Copper Initiate

$10K

Platinum Magus avatar

Platinum Magus

$1M · millionaire

Dragonlord of the Eternal Vault avatar

Dragonlord of the Eternal Vault

$10M

Snapshot your progress
Generate a polished PDF of your finances on demand — net worth, trend, rank, and boss roster included. Knights get them automatically every month, quarter, and year.

Quarterly snapshot

Q2 2026 · PDF

0

ranks to climb

0

boss tiers to defeat

0

payoff strategies

$0

to start playing

Pricing

Pick your path

The whole game is free. Upgrade for scale and automation — never to unlock the fun.

Squire

Start your journey

$0

Free forever

Best for building your first payoff plan.

  • Track up to 10 accounts
  • Snowball + avalanche payoff calculator
  • Net worth dashboard with trend
  • Full game layer: ranks, bosses, achievements
  • Up to 5 PDF snapshots (watermarked)
Get started
Best value
Knight

Accelerate your progress

$5.00/mo

$59.99 billed yearlySave 28%

Best for people managing multiple debts and tracking progress over time.

Connect your banks and stop typing balances. Keep unlimited history, compare payoff scenarios, and generate clean progress reports automatically.

  • Everything in Squire
  • Unlimited bank sync — balances, APRs, and minimums update themselves
  • Unlimited accounts + debts
  • Unlimited scenarios + side-by-side compare
  • Full net worth history + trend charts
  • Unlimited clean PDF snapshots + CSV import
  • Step-by-step payoff plan, downloadable as a PDF
  • Automated monthly / quarterly / annual snapshots
  • Monthly budget plan with 50/30/10/10 coaching

30-day money-back guarantee

FAQ

Questions, answered

Is it really free?

Yes. Squire is free forever: up to 10 accounts, the full payoff calculator, the net worth dashboard, and the entire game layer — ranks, bosses, and achievements. Knight adds scale and automation, never the fun.

Do I have to connect my bank?

Never — eezyfin works entirely on manual entry, and everything free stays free without a bank login. If you'd rather not type balances, Knight adds automatic sync for as many banks as you like: balances, APRs, and minimum payments update themselves.

Is my financial data safe?

Your data is isolated to your account at the database level (row-level security), so queries can only ever see your own records. PDF snapshots are stored privately and served through short-lived signed links.

What does Knight add?

Unlimited automatic bank sync, unlimited accounts and debts, unlimited saved scenarios with side-by-side strategy compare, full net worth history, clean PDF snapshots, CSV import, a monthly budget plan, and automated monthly, quarterly, and annual snapshots — $6.99/mo, or $59.99/year (about $5/mo).

Can I cancel anytime?

Yes — self-serve from Settings. You keep Knight until the end of the period you paid for, and your accounts and history stay right where they are.

Does the game layer cost extra?

Never. Every rank, boss fight, and achievement is free for everyone. We gate scale and automation, not the game.

Dragonlord of the Eternal Vault avatar

Your first boss is waiting.

Build your payoff plan, choose a strategy, and see exactly when you could become debt-free.

Build my free payoff planSee pricing

No card required. Start in about two minutes.